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Los Angeles Real Estate Blog & Market Updates
New Condo Financing Rules: What Los Angeles Buyers and Sellers Need to Know
Major changes to Fannie Mae and Freddie Mac condominium financing standards took effect on August 3, 2026, and another important reserve-funding change arrives January 4, 2027.
For condo buyers and sellers throughout Los Angeles, including the San Fernando Valley and the Westside, that means an HOA’s reserves, deferred maintenance, special assessments, insurance and other building-level issues can affect whether a buyer is able to obtain the loan they planned to use.
Leegie Parker
2 days ago10 min read
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